$$$ KPO and CZM $$$: Expenses - May 2019

Friday, July 12, 2019

Expenses - May 2019

I have been binge watching 4 seasons of Lucifer for the last few weeks (not really binge since it took me so long to complete everything), hence the delay in some of our posts. We went to the set/behind the scene during our Warner Bro's Studio Tour at Hollywood last year (Honeymoon to the United States - 3 Days 2 Nights in Los Angeles) and I told myself I need to watch this show. This show is pretty similar to The Mentalist with the supernatural stuff (Angel, Devil, etc.). I like watching police/detective show/anime (Kindaichi and Detective Conan).

Current Profile: 29 years couple who got married recently but staying separately with our own parents while waiting for the BTO project to be completed this year.

Our total expenses were $4,860.15! The breakdown would be as follows:

KPO Expense Fund (our common fund): $993.29

KPO: $2,201.96

CZM: $1,664.90

$1,360 - This is the total amount we are giving to our parents as allowance.

We rented a campervan/RV from Fraserway for the upcoming Canada vacation. Paid a deposit of CA$500 which works out to be $524.89.

$205.43 - The cost of our accommodation in Parkroyal Serviced Suites for our Kuala Lumpur Food Trail - 4 Days 3 Nights.

$613.52 - Our combined food expenses are still on the low side because we are still staying with our parents and I usually skip lunch.

$379.64 - Bought a gift for CZM during my vacation to Eastern Europe.

$188 - Wedding red packet for a secondary school friend at Grand Hyatt Singapore.

$544 - CZM signed up for some massage/facial thingy.

Credit Card
$288 - The fees/cost to buy miles from Citi CNY $8,888 for 38,888 miles promotion

$278 - The price of my Samsung Galaxy S10+ with 2 years M1 Corporate Individual Scheme (CORI). The plan I got was mySim70 which cost $45.50 per month for 35 GB data, 300 minutes of talk time, etc. It still makes sense to get the corporate plan ($45.50 x 24 months = $1,092) which costs lower than the retail price of just getting the phone without a contract.

$142.33 - Our EZ Link/Account-Based Ticketing (ABT) for the month
$90.88 - Cab

$189.00 - This is a fixed monthly cost for the basic coverage - $1 million term life ($71), Early Cancer Care - 150k ($64) and hospitalization ($53).

$20.46 - Treated family, friends and colleagues to food/drinks.

$20 - Gift for CZM's colleague

$14 - Gambling: Toto, the fastest way to fulfill our millionaire dream.

$2 - Bought SSB for multiplier (DBS Multiplier + SSBs + Joint Account = Higher Interest!)

January 2019 - $11,712.06
February 2019 - $7,301.63
March 2019 - $6,954.84
April 2019 - $5,236.49 ($30,027.34 including the next 5% downpayment)
May 2019 - $4,860.15

Our total expenses for 2019: $36,065.17
Average expenses per month for 2019: $7,213.04

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  1. Replies
    1. Hi Jeremiah,

      They are all from GE. My parents got hospitalization for us when we were still studying and I took it over once I started work. I then went on to buy term life and early cancer care from the same agent too.

      These are the GE plans:
      Early Cancer Care Plan C

  2. how much is your RV rental? and which model did you take?
    i am planning a trip next year, and RV sounds like fun.

    how about in USA? did you guys use RV as well?

    1. Hi foolish chameleon,

      C-Small (19') with 1,200 km. All in CAD $1,582.35.

      We always wanted to try RV (in New Zealand and US) but always gave up due to various reasons/excuses (too expensive, troublesome, etc.). This time round we just screw it and whack! Hahahaha.

    2. Yea! I always wanted too! Been a childhood dream of mine.

      Oh, so they go by mileage? Not by per day, ie car rental.
      1200km is roughly how many days of travel?

      Assuming the cost of.decent hotel is 60-80usd. $1500 is roughly 2+weeks of hotel accommodation.

      Cant wait to read your post when your back from RV trip.

    3. Yeah. They charge by per day + mileage. We are only renting for 6 days. Expensive right? ~.~ We almost dropped the idea again. lol.

      We map out the places/campsites which we will be driving to and did a rough estimate on the mileage. It is slightly cheaper to purchase the mileage in advance.