$$$ KPO and CZM $$$

Wednesday, January 30, 2019

Honeymoon to the United States - Total Expenses

The initial plan was to let CZM finish all her itinerary posts first before ending it with the big question - how much did we spend in total? Unfortunately, CZM is getting busier with her work so I shall share the total expenses for the honeymoon trip first.

A quick recap - we spent 15 nights 15 days in the United States and 1 day (~7/8 hours) in Japan during the layover.

United States Honeymoon Total Expenses

Transport
Surprise, surprise. This was actually our highest expense. We rented a Mercedes Benz Convertible for about $2k. The rest of the expenses were fuel, subway, coach/buses, and Uber.

Souvenirs
We went to 3 different outlets and bought quite a lot of stuff either for ourselves or our family. Brands such as Coach and Kate Spade were having 70% sale due to the Black Friday week. We also went to Google Store and bought some shirt and bag. lol. This includes food items such as Tokyo Banana and CZM's favorite - Shiroi Koibito (白い恋人/白色恋人).

Accommodation


We spent about an average of $163 per night. Could have been more but I was able to find and make use of the BRG (Best Rate Guarantee) policy to bring down some of the prices slightly. We tried asking if they can waive the resort fee if we don't need/use the additional services they provide such as Wifi, water, swimming pool, etc. and were rejected.

IMPORTANT: None of the hotels provide water kettle. It was damn annoying because we like to boil water (Asian culture?) to drink/make tea/milo or even cook cup noodles (yes, we brought some over). In the end, we always had to go down to the reception/kitchen to ask for hot water and that means giving more tips -.-"

Flight
The cost of our flight was relatively lower because we redeemed Singapore Airlines Suites to New York and flew in Economy back. Hahaha.

Singapore Airlines Suites, Singapore to New York - 240,000 KrisFlyer Miles + $259.60
Alaska Airlines, New York to San Francisco - $403.70
American Airlines & Japan Airlines, Las Vegas to Japan to Singapore - $1,286.60

Food
It includes the 15% (lunch) or 18% (dinner) tips. Considering we spent 16 days there and 3 meals each day, I would think it is pretty reasonable? ~$65 per day and ~$22 per meal for 2 people! I think the best/most memorable dining experience would be the Beef Wellington from Gordon Ramsay Hell's Kitchen in Las Vegas! We spent about $176.73 there.

Attraction


Klook is a pretty good place to lower the cost of the various attraction. In addition, it can be combined with ShopBack or KrisFlyerSpree to get more value/lower the cost further! If you do not have an account, can consider checking out our Referrals page :) Unfortunately, we lost money in Vegas! Was hoping we would win back the money we spent in Hell's Kitchen. lol.

Others


Random stuff such as data sim card in the United States and portable wifi device in Japan. KPO got slightly lazy and lost track of the cash. lol. We started with US$2,000 cash (exchanged our money in Arcade before the trip, hence the same FX rate) so >80% of the cash was still being tracked.

Cosmetic, Insurance, Tips and Visa
CZM bought Shiseido, Fancl, and Kose. The typical girl stuffs.

We bought FWD travel insurance.

Tips were mostly given to hotel staffs ($1 each time).

I blogged about the mistake we made when we were applying for our visa/ESTA here - Expenses - March 2018. We asked for a full refund and they honored it but due to the difference in FX rate, the bank "gave" us more money. Interestingly, I was monitoring closely but they did not proceed to cancel our ESTA so it became more than free.

To be honest, our total expenses were lower than expected (not complaining) and we certainly enjoyed ourselves (even though it was damn tiring)! If the above exceeds your budget, I guess you can try to cut down on the car rental and accommodation :)

Travelling to the US soon? You might be interested in these blog posts too:
- Honeymoon to the United States - 3 Days 2 Nights in Yosemite
- Honeymoon to the United States - 2 Days 2 Nights in San Francisco
- Honeymoon to the United States - 3 Days 2 Nights in New York
- Honeymoon to the United States - Renting a $275,888 Mercedes Benz Convertible with Hertz
- Singapore Airlines Suites Experience - SQ26 Singapore to New York
- Singapore Airlines Suites Experience - The Private Room
- Redeeming KrisFlyer Miles for Singapore Airlines Suites = 38.6% Cashback!

Do like any of the following for the latest update/post!
1. FB Page - KPO and CZM
2. Twitter - KPO and CZM
3. Click here to subscribe using email :)
4. Instagram - KPO_and_CZM (Did you see those delicious food photos to the right --> Unfortunately, you can't see it on mobile.)

Monday, January 28, 2019

Expenses - December 2018

It has been a very sad and dramatic week for many especially the family. It is extremely difficult to come to terms with death when it happens so suddenly and even more so for the parents (白发人送黑发人 - to see one's child die before oneself). RIP Aloysius Pang.

I am lagging in some of my updates, shall try to publish them before the month ends!

Current Profile: 28 years old male who got married recently and is still living with his parents. Staying separately with his wife while waiting for the BTO project to be completed this year.


You can read more about how we manage our finances here. Removing our shared expenses which come out of our mutual fund (KPO Expense Fund), my expenses for December would be $4,354.30 - ($2,340.65 / 2) = $3,183.98.


Got to generate this to lie to myself that I actually did not spend so much money >.<"

Gift
Attended 5 weddings on December:
- W Singapore Lunch Banquet: $500 (with CZM)
- Andaz Singapore Lunch Banquet: $200 (solo)
- Resorts World Sentosa: $180 (solo)
- Regent Hotel Singapore: $500 (with CZM)
- Hilton International: $180 (solo)

Before I started working, I hated getting "bombed" because my pocket money was $50 per week. I either try not to attend or I will give $50 which was 25% of my monthly allowance. When we got married, I told my siblings gf/bf to just come and don't need to give red packet because I knew how painful it was. lol.

Nowadays, I will attend the wedding as long as I am not travelling/working. I tend to give slightly more based on the cost of the banquet referencing this site - Wedding Ang Bao Rates while $500 is the standard rate for our best friends regardless of the venue.

Insurance
This is a fixed monthly cost for the basic coverage - term life and hospitalization.

It is higher this month due to the annual premium of CZM's hospitalization plan from Aviva - MyHealthPlus, Plan 1 - Opt C.

Parents
I previously blogged about my promotion and increment - Salary - You Are Your Best Investment and it was only effective from February so I gave my parents more allowance as well.

Me
I bought DJI Osmo Pocket!

Vacation
Bought 2 return air tickets to Bali from Jetstar. Yes, we will be travelling shortly on Feb again. Haha.

Tried out honestbee laundry (2 of our winter coat) and it was an extremely bad experience. They delivered CZM's winter coat to someone else and took like 2/3 weeks to get it sorted out before returning to us. They gave $10 laundry credit as a form of apology but I rejected them and told them in the face that I will not be using their laundry service again. So they refund the cost of 1 winter coat.

The transport cost was the taxi ride back home when we came back from our honeymoon.

Food
My food expenses are exceptionally low because I stay with my parents! Most of it is incurred when I am out with CZM.

Treat
Treated CZM's family to Dian Xiao Er and colleague to drinks.

Transportation
Public transportation seems a lot lower because of 3 reasons:
1. I am no longer using EZ Link Auto-Reload. Account-Based Ticketing (ABT) is a much better choice as you pay what you use instead of triggering top up where the money is stored in the EZ Link card. The best part is miles can be earned too (using BOC Elite Miles Mastercard)!
2. $0.50 Discount for commuters who enter stations before 7.45am on weekdays.
3. We went vacation for 2 weeks!

Entertainment
Watched some movies (Bumblebee, Aquaman and Mortal Engines) and ate some popcorn.

Unknown
Missing cash from my wallet which I cannot explain/never track. lol.

Summary
January 2018 - $2,256.43
February 2018 - $1,759.01
March 2018 - $5,049.79
April 2018 - $1,572.54
May 2018 - $1,863.74
June 2018 - $2,282.07
July 2018 - $2,197.94
August 2018 - $2,130.01
September 2018 - $3,011.75
October 2018 - $6,500.97
November 2018 - $4,796.14
December 2018 - $3,183.98

Total expenses for 2018: $36,604.37
Average expenses per month for 2018: $3,050.36

Do like any of the following for the latest update/post!
1. FB Page - KPO and CZM
2. Twitter - KPO and CZM
3. Click here to subscribe using email :)
4. Instagram - KPO_and_CZM (Did you see those delicious food photos to the right --> Unfortunately, you can't see it on mobile.)

Monday, January 21, 2019

Honeymoon to the United States - 3 Days 2 Nights in Yosemite

Continued from our previous post - Honeymoon to the United States - 2 Days 2 Nights in San Francisco

Day 5
7:00AM - Free buffet breakfast at hotel :) checked
8:00AM - Collection of car rental at Hertz checked
2:00PM - Miners Inn at Mariposa checked
2:30PM - Lunch at nearby vicinity checked
3:00PM - Yosemite National Park skipped
7:00PM - Dinner checked
8:00PM - Stargazing at Sentinel Dome, Yosemite National Park checked

Reality:


Woke up feeling super excited that we can finally eat buffet breakfast! The buffet spread at the Park Central hotel was good - there was free flow smoke salmon!

Feeling satisfied with the breakfast, we went to the Hertz near our hotel to collect our convertible car. We initially rented a Ford Mustang, but we eventually managed to get an upgrade to a Mercedes-Benz C class convertible. You can read about it here - Honeymoon to the United States - Renting a $275,888 Mercedes Benz Convertible with Hertz. Yay! However, it took us more than an hour to figure out the functionality of the car as it was a brand new car. I couldn't even find the hand brake, how to move off?! Eventually, we figured out the basics from the user guide such as how to open the roof, how to release hand brake, activate headlights etc and moved on to our next destination - Yosemite.


Yosemite is about 270 km away from San Francisco and took us about 3 hours to reach there. We checked in at the Miners Inn, which is a fairly huge and cheap place compared to our past few accommodations, probably because it is far away from the city. We paid around SGD 188 for two nights and the accommodation comes with free breakfast as well. The breakfast is delicious too! Highly recommend this place to anyone who intends to visit Yosemite.



After we checked in, we decided to have our lunch at Don Rubens restaurant for Mexican food. We thought the food was not too bad and the staff was pretty friendly and helpful. As the sky started to darken, we decided to head back to our accommodation to rest a while before we head out again for stargazing.

At around 8pm, we headed out to the Sentinel Dome, one of the recommended stargazing area which we researched online. However, we realized that it wasn't exactly accessible by car when we reached. Our GPS eventually led us to the Yosemite Valley Trailhead parking and we were expected to hike up to the Dome. How are we supposed to hike up in the dark?! We took some disappointing photos and left the place in the end.

The disappointing photo. lol.
Tips: for anyone who intends to stargaze, it is better to hike up the Dome in the day first (but I wonder how to hike down at night too...). Alternatively, I recommended driving up to Glacier Point (however, this road will be closed during winter) for stargazing.

Day 6
7:00AM- Free buffet breakfast at Miners Inn checked
8:00AM - Visit Yosemite National Park checked

Reality:


We managed to visit quite a few places within Yosemite. Started with the Bridalveil Fall trailhead and moved on to the Lower Yosemite Falls. We also visited the Yosemite Visitor Centre and learnt about Yosemite history.

How Bridalveil Fall looks in winter @_@"



We completed most of what we wanted to do at Yosemite at around 2pm, and KPO thought we have enough time to visit the Glacier Point. I was a bit hesitant as I thought the road will be closed in winter and wanted to give it a miss. Eventually, we tried calling the National Park hotline to confirm and were lucky to learn that it was still open. And we were so glad we drove up there as it was by far the most scenic place of our trip and we fell in love with it immediately! Highly recommend anyone visiting Yosemite to visit this place if possible!



Day 7
7:00AM - Free buffet breakfast at Miners Inn checked
9:00AM - Mariposa Grove checked
4:00PM - Drive to Corporate Inn Sunnyvale, Silicon Valley checked

Reality:


After our breakfast, we checked out of the hotel and headed to Mariposa Grove which was approximately 2 hours drive away. We have to park our car at an open space carpark quite some distance away from the Mariposa Grove, but there is a free shuttle which brings us there directly.


That's not KPO, just a random person next to a sequoias tree
When we reached, we were amazed at how tall the Mariposa trees can grow to (height of 26 stories or the height of the Statue of Liberty) and some were more than a thousand years old! The whole trail took us around 2 hours and I really enjoyed walking in the serenity in the woods with KPO. It felt like time has stopped at that very moment.

Once we are out of the woods, it is back to the hectic crazy schedule that we have. We have >300 km to cover before reaching Silicon Valley, our next destination.

That's all we have for Yosemite. For anyone who intends to visit this national park, we would recommend staying there at least for a day as the Yosemite National park is huge! We love that place and it is so sad to learn how the environment was impacted due to the US government shutdown now.

Anyway, stay tuned to our next post on Silicon Valley!

You might be interested in these blog posts too:
- Honeymoon to the United States - 2 Days 2 Nights in San Francisco
- Honeymoon to the United States - 3 Days 2 Nights in New York
- Honeymoon to the United States - Renting a $275,888 Mercedes Benz Convertible with Hertz
- Singapore Airlines Suites Experience - SQ26 Singapore to New York
- Singapore Airlines Suites Experience - The Private Room
- Redeeming KrisFlyer Miles for Singapore Airlines Suites = 38.6% Cashback!

Do like any of the following for the latest update/post!
1. FB Page - KPO and CZM
2. Twitter - KPO and CZM
3. Click here to subscribe using email :)
4. Instagram - KPO_and_CZM (Did you see those delicious food photos to the right --> Unfortunately, you can't see it on mobile.)