$$$ KPO and CZM $$$: Expenses - November 2018

Tuesday, December 25, 2018

Expenses - November 2018

November expenses were crazily high (5 digits!!) as well due to our honeymoon to the United States. You can read about our honeymoon here (more to come!):
Singapore Airlines Suites Experience - The Private Room
Singapore Airlines Suites Experience - SQ26 Singapore to New York
Honeymoon to the United States - Renting a $275,888 Mercedes Benz Convertible with Hertz

Current Profile: 28 years old male who got married recently and is still living with his parents. Staying separately with his wife while waiting for the BTO project to be completed next year.

You can read more about how we manage our finances here. Removing our shared expenses which come out of our mutual fund (KPO Expense Fund), my expenses for October would be $11,180.72 - ($9,592.28 / 2) = $4,796.14.

Got to generate this to lie to myself that I actually did not spend so much money >.<"

The bulk of my/our expenses came from our honeymoon to the United States. The total expenses are around $13k+ and I will be blogging about it in detail in a separate post.

Bought the Dyson Airwrap for CZM. If you have not heard of this, you must be living in a cave. All the girls went crazy over it (including CZM) and it was even out of stock for a period of time. I told her that it will be her present for the whole of next year. lol.

Gave a red packet for our nephew that turn 1 year old.

I previously blogged about my promotion and increment - Salary - You Are Your Best Investment and it was only effective from February so I gave my parents more allowance as well.

This is a fixed monthly cost for the basic coverage - term life and hospitalization.

My food expenses are exceptionally low because I stay with my parents! Most of it is incurred when I am out with CZM.

The $69.97 is the installment for Surface Pro which I got about 2 years back. This should be the last payment!

Public transportation seems a lot lower because of 3 reasons:
1. I am no longer using EZ Link Auto-Reload. Account-Based Ticketing (ABT) is a much better choice as you pay what you use instead of triggering top up where the money is stored in the EZ Link card. The best part is miles can be earned too (using BOC Elite Miles Mastercard)!
2. $0.50 Discount for commuters who enter stations before 7.45am on weekdays.
3. We went vacation for 2 weeks!

Treated CZM and colleague to drinks.

January 2018 - $2,256.43
February 2018 - $1,759.01
March 2018 - $5,049.79
April 2018 - $1,572.54
May 2018 - $1,863.74
June 2018 - $2,282.07
July 2018 - $2,197.94
August 2018 - $2,130.01
September 2018 - $3,011.75
October 2018 - $6,500.97
November 2018 - $4,796.14

Total expenses for 2018: $33,420.39
Average expenses per month for 2018: $3,038.22

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