$$$ KPO and CZM $$$: Expenses - September 2018

Tuesday, October 23, 2018

Expenses - September 2018

Our expenses are probably going to get higher and higher over the next few months due to our wedding (made lots of final payment on October) + our honeymoon trip to the United States. You can read about our wedding expenses here - Our Wedding Expenses is Within Our Budget! In addition, we are already thinking of buying these things in the US (KPO - GoPro HERO 7 Black and CZM - Dyson Airwrap) besides whatever "cheap" branded things we can find in the outlet malls >.<"

Current Profile: 28 years old male planning to get married this year and is still living with his parents


You can read more about how we manage our finances here. Removing our shared expenses which come out of our mutual fund (KPO Expense Fund), my expenses for August would be $4,430.51 - ($2,837.53 / 2) = $3,011.75.

Wedding
Banquet - We started making monthly installment payments to the hotel in order to avoid the lump sum pain.

GDL - I blogged about this previously. We were wondering how much Pin Jin/Dowry CZM's parents will take, turns out it was really within CZM's expectation. lol. Besides the red packets, other expenses came from 2 bottles of red wine, oranges, etc.

Grooming - I bought a box of contact lens ($56) while CZM bought a pair of earrings ($30).

Others - We bought lots of random stuff that all adds up eventually.

Photography - These were the shipping costs incurred from using Photobook. It was supposed to be cheap until we realized that you cannot ship them in 1 order. Having said that, it is still slightly cheaper than the others.

Vacation
Book some accommodations for our US trip and the transport cost was incurred from a cab ride back home from the airport after our New Zealand trip.

Parents
I previously blogged about my promotion and increment - Salary - You Are Your Best Investment and it was only effective from February so I gave my parents more allowance as well.

Gift
This is the price I have to pay for putting our wedding day on CZM's birthday. I customized and ordered a 3 tier birthday cake on our wedding day <3

Insurance
This is a fixed monthly cost for the basic coverage - term life and hospitalization.

Food
My food expenses are exceptionally low because I stay with my parents! Most of it is incurred when I am out with CZM.

Treat
Treated family and colleagues to food/drinks.

Transportation
I would always pay for CZM's cab ride home during night time since I am too lazy to send her home. That was one of our agreement. lol. EZ Link expenses were much higher this month which was probably due to the wedding preparation, hence we have been commuting a lot more apart from work.

Public transportation seems a lot lower because of 2 reasons:
1. I am no longer using EZ Link Auto-Reload. Account-Based Ticketing (ABT) is a much better choice as you pay what you use instead of triggering top up where the money is stored in the EZ Link card. The best part is miles can be earned too (using UOB PRVI Mastercard)!
2. $0.50 Discount for commuters who enter stations before 7.45am on weekdays.

Me
The $69.97 is the installment for Surface Pro which I got about 2 years back.

Gambling
Bought ToTo, the fastest way to fulfill our millionaire dream

Others 
It was a 50 cents donation when I met a friend doing flag day fundraising for animals - CAS Animals' Day Out 2018. To be honest, I had no idea which organization it was until I did some research while writing this article. Now that I know, shall share about it here - CAS (Causes For Animalsis an animal welfare charity set up to support the needs of local animal welfare in Singapore.

Summary
January 2018 - $2,256.43
February 2018 - $1,759.01
March 2018 - $5,049.79
April 2018 - $1,572.54
May 2018 - $1,863.74
June 2018 - $2,282.07
July 2018 - $2,197.94
August 2018 - $2,130.01
September 2018 - $3,011.75

Total expenses for 2018: $22,123.28
Average expenses per month for 2018: $2,458.14

Do like any of the following for the latest update/post!
1. FB Page - KPO and CZM
2. Twitter - KPO and CZM
3. Click here to subscribe using email :)
4. Instagram - KPO_and_CZM (Did you see those delicious food photos to the right --> Unfortunately, you can't see it on mobile.)

2 comments:

  1. Hi KPO,

    Congratulations on your wedding!! Seem like there’s soon gonna be more articles from you about your honeymoon! :)

    ReplyDelete
    Replies
    1. Hi sleepydevil!

      Thank you! I do have a few articles in draft mode, never got to finish them but I guess it wouldn't be anytime soon too. Hahaha. We are preparing for our honeymoon now ;)

      Delete