My statement for this month is slightly different as I have invested long enough (1 year) for them to compute the Annualised Internal Rate of Return also known as the money-weighted rate of return (MWRR) which is 19.85% (very decent!). What I am looking forward to is the time-weighted return (still not shown yet) so I can compare it against other robos/portfolios.
Risk Profile
Goal type: General wealth accumulation
Risk tolerance: Maximise returns (loss tolerance -60%)
Capital: $11,150.00
Current: $12,466.20 (11.83%)
There are quite a few differences as compared to StashAway. Firstly, all the cash has been invested while StashAway keeps 1% of the portfolio in cash. Secondly, the fees are not deducted on a monthly basis. The Access Fee charged by Endowus will be deducted at the end of each quarter as stated in their FAQ.
As of 22 Decemeber 2020, the portfolio value is $12,935.43 (+16.06%).
Risk tolerance: Maximise returns (loss tolerance -60%)
Monthly investment using SRS: $740
I have modified my monthly investment in order to max out my SRS contribution for the year.
Account Summary
Current: $12,466.20 (11.83%)
There are quite a few differences as compared to StashAway. Firstly, all the cash has been invested while StashAway keeps 1% of the portfolio in cash. Secondly, the fees are not deducted on a monthly basis. The Access Fee charged by Endowus will be deducted at the end of each quarter as stated in their FAQ.
As of 22 Decemeber 2020, the portfolio value is $12,935.43 (+16.06%).
Asset Allocation
This shows that the number of shares for each fund that I owned:
- Dimensional Global Core Equity Fund (176.9980)
- Infinity US 500 Stock Index Fund (2,081.9000)
- Dimensional Emerging Markets Large Cap Core Equity Fund (70.6880)
- Dimensional Pacific Basin Small Companies Fund (64.7830)
It will be great if they actually showed my average price vs the current market price.
Transactions
- Dimensional Global Core Equity Fund (176.9980)
- Infinity US 500 Stock Index Fund (2,081.9000)
- Dimensional Emerging Markets Large Cap Core Equity Fund (70.6880)
- Dimensional Pacific Basin Small Companies Fund (64.7830)
It will be great if they actually showed my average price vs the current market price.
Transactions
That's all! Overall, I think the statement is pretty straightforward and easy to read. On a side note, StocksCafe does not has the ability to track funds, hence unable to do any form of comparison/benchmark.
Speaking of which, Endowus has finally launched a mobile app:
Android: https://play.google.com/store/apps/details?id=com.endowus.mobileapp
Do like any of the following for the latest update/post!
1. FB Page - KPO and CZM
2. Twitter - KPO and CZM
3. Click here to subscribe using email :)
4. Instagram - KPO_and_CZM (Did you see those delicious food photos to the right --> Unfortunately, you can't see it on mobile.)
If you are interested in Endowus, do use our referral link for our readers! You will get S$10,000 managed free for 6 months ($20 equivalent) and we will get $20 too!
You might be interested in previous months update too:
- Endowus CPF/SRS Review
- Endowus - January 2020 - $3,692.02
- Endowus - February 2020 - $3,704.57
- Endowus - March 2020 - $4,153.50
- Endowus - April 2020 - $4,849.67
- Endowus - May 2020 - $5,797.36
- Endowus - June 2020 - $6,471.66
- Endowus - July 2020 - $7,455.96
- Endowus - January 2020 - $3,692.02
- Endowus - February 2020 - $3,704.57
- Endowus - March 2020 - $4,153.50
- Endowus - April 2020 - $4,849.67
- Endowus - May 2020 - $5,797.36
- Endowus - June 2020 - $6,471.66
- Endowus - July 2020 - $7,455.96
- Endowus - August 2020 - $8,588.83
- Endowus - September 2020 - $9,124.13
- Endowus - October 2020 - $9,665.59
- Endowus - November 2020 - $11,324.92
- Endowus - December 2020 - $12,466.20
Do like any of the following for the latest update/post!
1. FB Page - KPO and CZM
2. Twitter - KPO and CZM
3. Click here to subscribe using email :)
4. Instagram - KPO_and_CZM (Did you see those delicious food photos to the right --> Unfortunately, you can't see it on mobile.)
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