StashAway did a withholding tax reimbursement for dividends withheld last year. Based on what I have compiled, StashAway's portfolio is pretty sustainable (dividends > fees). You can read more about it here - StashAway Withholding Tax Reimbursement FY 2019.
1. PORTFOLIO SUMMARY (as of the last day of the month)
 |
| KPO |
 |
| CZM |
Based on the statement (31 October 2020), our total investment is $49,892.40! KPO gains/lost $74.18 and CZM gains/lost -$22.00 for the month.
As of 5 November 2020, these are our portfolio performance:
KPO and CZM Cash - StashAway Risk Index 22%: $34,946.19 (34.37% - Capital: $28,500)
KPO SRS - StashAway Risk Index 36%: $11,324.10 (34.68% - Capital: $9,670)
CZM SRS - StashAway Risk Index 14%: $5,587.33 (26.71% - Capital: $5,000)
2. PORTFOLIO DETAILS
Note that these are reported in USD.
Note that these are reported in USD.
 |
| KPO and CZM Cash - StashAway Risk Index 22% |
 |
| KPO SRS - StashAway Risk Index 36% |
 |
| CZM SRS - StashAway Risk Index 14% |
3. FEE CALCULATIONS
The fee stated is based on the monthly-average assets SGD ($25,000.00 x 0.8% + $18,836.46 x 0.7%) / 366 days * 31 days = $28.11.
The fee stated is based on the monthly-average assets SGD $5,272.72 x 0.8% / 366 days * 31 days = $3.57. We exchanged 300 Shopee coins for $5 worth of StashAway credit and that's the remaining credit.
StocksCafe
Evan (founder of StocksCafe) made an improvement where one can now benchmark their portfolio against multiple indexes/ETFs. Looking at the time-weighted return (11.40%) for this year, we can see that StashAway Risk Index 22% is outperforming the STI ETF, SPY, and IWDA (including fees).
If we compare across the years, StashAway's portfolio is winning by a huge margin (35.18%) except losing to SPY (44.38%). In addition, it has the lowest volatility and max drawdown. This is what StashAway meant by reducing risk and maximizing the return.
The annualized return/XIRR of the portfolio is very impressive too at 12.69%. Using the Rule of 72, it means that the StashAway portfolio will double our money in 72 / 12.69 ~ 5.7 years. In comparison, the same money if left in the bank account at 2% interest rate will take 72 / 2 ~ 36 years to double.
Anyway, if you are interested in signing up for StashAway, do use our referral link - KPO and CZM Referral Link. You will get $10,000 free management fees for 6 months and we will get $16!
If you want to extract those transactions information from StashAway, do take a look at this article - StashAway Transactions Parser.
If you are interested in the smart portfolio tracker (StocksCafe) which I am using as shown above, sign up using my link for a longer trial period :) Refer to our Referrals page for more information.
You might be interested in previous months update too:
- StashAway - January 2020 - $31,742.42
- StashAway - February 2020 - $31,499.69
- StashAway - March 2020 - $30,934.95
- StashAway - April 2020 - $34,830.73
- StashAway - May 2020 - $37,298.09
- StashAway - June 2020 - $39,931.79
- StashAway - July 2020 - $44,125.18
- StashAway - August 2020 - $46,900.18
- StashAway - September 2020 - $47,850.22
- StashAway - October 2020 - $49,892.40
Do like any of the following for the latest update/post!
1. FB Page - KPO and CZM
2. Twitter - KPO and CZM
3. Click here to subscribe using email :)
4. Instagram - KPO_and_CZM (Did you see those delicious food photos to the right --> Unfortunately, you can't see it on mobile.)
Do like any of the following for the latest update/post!
1. FB Page - KPO and CZM
2. Twitter - KPO and CZM
3. Click here to subscribe using email :)
4. Instagram - KPO_and_CZM (Did you see those delicious food photos to the right --> Unfortunately, you can't see it on mobile.)
I enjoyed reading your blog post about StashAway in October 2020. It's always insightful to learn about investment strategies and experiences. Your detailed analysis is greatly appreciated!
ReplyDeletehttps://www.promocodehq.com/blog/winco-free-turkey/
I found your blog post about StashAway's October 2020 performance to be very informative. It's great to see a detailed analysis of investment platforms like this. I appreciate your insights.
ReplyDeletehttps://www.frugalishness.com/check-cashing-apps-that-dont-use-ingo/
"I'm continually impressed by the diversity of topics covered in this blog. The author's ability to seamlessly transition between subjects while maintaining a high level of quality is truly commendable. Well done!"
ReplyDeletecurrent bank promo code
"The author's dedication to responding to comments and engaging with the audience is commendable. It creates a sense of community and connection, turning this blog into more than just a platform for information, but a space for meaningful conversation."
ReplyDeletecedar run outdoors
The detailed analysis is both informative and commendable. For those looking to embark on their financial journey, the 'wanikani promo code|' becomes a welcomed companion, offering exclusive benefits to optimize their investment strategies."
ReplyDelete