Yay. We will be eligible for the one-off $3,000 Baby Support grant! It was a nice "bonus" considering with/without the 3k, we were already planning to have a baby. As for those not planning to have a baby, I honestly do not believe that the 3k is much of a motivation. The unlucky ones are those with babies born slightly before 1st Oct. Like so near yet so far. Oh well, life goes on.
1. PORTFOLIO SUMMARY (as of the last day of the month)
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| KPO |
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| CZM |
Based on the statement (30 September 2020), our total investment is $47,850.22! KPO gains/lost -$935.72 and CZM gains/lost -$80.76 for the month.
As of 9 October 2020, these are our portfolio performance:
KPO and CZM Cash - StashAway Risk Index 22%: $33,550.57 (32.89% - Capital: $27,500)
KPO SRS - StashAway Risk Index 36%: $10,324.33 (31.66% - Capital: $8,930)
CZM SRS - StashAway Risk Index 14%: $5,278.60 (25.40% - Capital: $4,750)
2. PORTFOLIO DETAILS
Note that these are reported in USD.
Note that these are reported in USD.
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| KPO and CZM Cash - StashAway Risk Index 22% |
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| KPO SRS - StashAway Risk Index 36% |
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| CZM SRS - StashAway Risk Index 14% |
3. FEE CALCULATIONS
I referred StashAway to a friend (-4k should be the prorated amount). Hence, the fee stated is based on the monthly-average assets SGD ($25,000.00 x 0.8% + $12,577.32 x 0.7%) / 366 days * 30 days = $23.61. Otherwise, it would have been SGD ($25,000.00 x 0.8% + $16,577.32 x 0.7%) / 366 days * 30 days = $25.91. We exchanged 300 Shopee coins for $5 worth of StashAway credit.
The fee stated is based on the monthly-average assets SGD $4,989.07 x 0.8% / 366 days * 30 days = $3.27.
StocksCafe
Evan (founder of StocksCafe) made an improvement where one can now benchmark their portfolio against multiple indexes/ETFs. Looking at the time-weighted return (10.45%) for this year, we can see that StashAway Risk Index 22% is outperforming the STI ETF, SPY, and IWDA (including fees).
If we compare across the years, StashAway's portfolio is winning by a huge margin (34.03%) except losing to SPY (43.03%). In addition, it has the lowest volatility and max drawdown. This is what StashAway meant by reducing risk and maximizing the return.
Anyway, if you are interested in signing up for StashAway, do use our referral link - KPO and CZM Referral Link. You will get $10,000 free management fees for 6 months and we will get $16!
If you want to extract those transactions information from StashAway, do take a look at this article - StashAway Transactions Parser.
If you are interested in the smart portfolio tracker (StocksCafe) which I am using as shown above, sign up using my link for a longer trial period :) Refer to our Referrals page for more information.
You might be interested in previous months update too:
- StashAway - January 2020 - $31,742.42
- StashAway - February 2020 - $31,499.69
- StashAway - March 2020 - $30,934.95
- StashAway - April 2020 - $34,830.73
- StashAway - May 2020 - $37,298.09
- StashAway - June 2020 - $39,931.79
- StashAway - July 2020 - $44,125.18
- StashAway - August 2020 - $46,900.18
- StashAway - September 2020 - $47,850.22
Do like any of the following for the latest update/post!
1. FB Page - KPO and CZM
2. Twitter - KPO and CZM
3. Click here to subscribe using email :)
4. Instagram - KPO_and_CZM (Did you see those delicious food photos to the right --> Unfortunately, you can't see it on mobile.)
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