$$$ KPO and CZM $$$: Syfe - June 2020

Wednesday, July 8, 2020

Syfe - June 2020

Syfe launched Equity100 and you can read more about it here. I don't think I have the time to write a review/blog separately on this but you can take a look at Kyith detailed analysis here. I am not sure if this will perform as well as its historical performance but I am interested to compare it against StashAway most risky portfolio (Risk Index 36%) and Endowus 100% equity portfolio, so we will probably put in some money monthly.

Our Syfe REIT+ Portfolio
Composition: 100% REITs
Dividend: Reinvest
Monthly Investment: $1,000

Account Statement (Lifetime)

Our current tier is Blue (<$20,000). This is determined by the size of the portfolio which in turn determines the fees to be charged. The statement lifetime return is $558.58 which includes a $480 referral bonus. The actual lifetime return would be $78.58. Thanks to our readers for using our code!

Account Statement (June 2020)

The return for the month is $423.15 which includes a $440 referral bonus. This means our actual return for the month is -$16.85.

As of 7 July 2020, this is our portfolio performance:

Capital: $2,000.00
Current: $2,731.99 (12.69%)

Transaction Breakdown

There's too many so I will just share the first page. Anyway, if you want to extract the transaction information from Syfe, do take a look at this article - Syfe Transactions Parser.

After parsing them into a csv file, I pivoted the data to get the following view.

Management Fee

The management fee can be obtained by $1,781.19 x 0.65% / 366 * 30 ~ $0.92.

In my opinion, the return captured by StocksCafe will be a more accurate representation of our portfolio return as the referral bonuses are treated as capital. Having said that, I can also understand why Syfe treats them as a return instead of a deposit too. Just a different perspective.

Anyway, looking at the time-weighted return (12.68%) for this year, we can see that Syfe REIT+ 100% is outperforming the STI ETF, SPY and VT (including fees). In addition, if we were to look at the projected dividends till the end of the year based on the existing investment, we can expect $70.25 of dividends or $5.85 per month. Since the dividends >> fees, this is a pretty sustainable portfolio assuming if there's no capital loss.

If you are interested in signing up, do use our referral code (KPOBONUS) for some cash incentive! Invests $500 and more and we will receive a $10 bonus each. Invests $10,000 and more and we will receive a $50 bonus each. Invests $20,000 and more, we will receive a $100 bonus each!

If you are interested in the smart portfolio tracker (StocksCafe) which I am using as shown above, sign up using my link for a longer trial period :) Refer to our Referrals page for more information.

You might be interested in previous months update too:
Syfe REIT+ (100%) Review
Syfe - May 2020 - $1,135.43
- Syfe - June 2020 - $2,558.58

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  1. Yo KPO! Following the update to the index, do you happen to know what are the current 20 reits bought (using your parser thingy)? I see my dashboard transactions until confused lol.

    1. Hi DS,

      If you would like to know what is in your REIT portfolio, look at the composition instead of the transactions. Transactions will see until blur. lol.

      Anyway, these are the current REITs (21) in the portfolio:
      Ascendas Real Estate Investment Trust
      Mapletree Logistics Trust
      Mapletree Commercial Trust
      CapitaLand Commercial Trust
      CapitaLand Mall Trust
      Mapletree Industrial Trust
      Keppel DC REIT
      Suntec Real Estate Investment Trust
      Mapletree North Asia Commercial Trust
      Frasers Logistics & Industrial Trust
      Ascott Residence Trust
      Frasers Centrepoint Trust
      Keppel REIT
      CDL Hospitality Trusts
      CapitaLand Retail China Trust
      Parkway Life Real Estate Investment Trust
      Ascendas India Trust
      First Real Estate Investment Trust
      SPH REIT

    2. The 3 new additions are:
      First Real Estate Investment Trust
      Ascendas India Trust

    3. SPH REIT and Starhill Global REIT were removed

    4. waa thanks la boss! i somehow didn't see that arrow to expand the composition lol! paiseh man.