$$$ KPO and CZM $$$: Portfolio - February 2020

Monday, April 6, 2020

Portfolio - February 2020

Early last month, we tried to postpone our May Europe (12 Days 9 Nights Scandinavia & Finland) tour with Hong Thai Travel Agency and was asked to pay $200 admin fees per pax. We refused and disputed but it was only when the whole COVID situation had gotten worse/more serious (1-2 weeks after we asked to postpone), they finally allowed us to change to an "open" tour without any charges.

We were also supposed to fly to Japan in June but that will have to be postponed too, just waiting for Alaska Airlines to allow free cancellation/postponement for people travelling in June. So much for planning in advance - Quick Update - Too Busy to Blog.

Our portfolio decreases by 2.82% to $442,216 - $4,817.28 of capital injection and $17,672.14 of capital loss.

If you prefer to look at numbers, this is the raw data used to generate the above bar graph. These numbers are as of the last day of the month.

"Cash Flow" is the amount of money being injected/withdrawn from the portfolio (buying stocks = +ve cash flow while selling stocks and collecting dividends = -ve cash flow)


- STI ETF (3 x 500 units) @ $3.15, $3.14 and $3.10
- IWDA (12 and 13 units) @ US$62.53 and US$57.19

Buying STI ETF has always been part of our plan but we stopped when the price got too high. Seeing it drop, we decided to start buying some again.

Apart from our regular monthly investment into StashAway and Endowus, we have decided to invest SGD $2,000 every month into IWDA (iShares Core MSCI World UCITS ETF) which is an accumulating (does not distribute dividends) world ETF managed passively by iShares. This has multiple purposes:
1. Capital Growth - Determine if simply buying a diversified world ETF will outperform StashAway/Endowus
2. Leverage Collateral - It has 70% LTV which will increase eventually increase our ability to borrow more or prevent a margin call

Anyway, IWDA is highly recommended by ShinyThings from HWZ. You can refer to this summarized version here.

The total dividends collected this month is $2,554.64. The breakdown is as follows:

Company PayDate Shares Total
SSB Aug 2019 1-Feb-20 500 $4.20
Ascendas Hospitality Trust 10-Feb-20 15,000 $180.00
Ascott Residence Trust 10-Feb-20 11,000 $459.80
STI ETF 24-Feb-20 13,000 $728.00
Mapletree Commercial Trust 26-Feb-20 2,500 $46.25
Parkway Life Real Estate Investment Trust 26-Feb-20 2,000 $66.80
CapitaLand Commercial Trust 28-Feb-20 2,000 $77.20
CapitaLand Mall Trust 28-Feb-20 7,000 $217.70
Frasers Commercial Trust 28-Feb-20 7500 $180.00
Soilbuild Business Space REIT 28-Feb-20 21,000 $194.25
Starhill Global Real Estate Investment Trust 28-Feb-20 12,000 $135.60
Suntec Real Estate Investment Trust 28-Feb-20 5,000 $117.35
Thai Beverage Public Company Ltd 28-Feb-20 11,000 $147.49

Total dividends collected for 2020: $2,832.12
Average dividends per month for 2020: $1,416.06




Capital: $28,750‬.00
Current: $‭‭‭‭31,499.66


Capital: $4,000.00
Current: $‭‭‭3,705.00

On a side note, Endowus has reached out and offered a masked referral link for our readers! You will get S$10,000 managed free for 6 months ($20 equivalent) and we will get $20 too! Shall start doing monthly statement updates for it soon too!

You might be interested in these blog posts too:
Portfolio Performance in 2019
2019 Net Worth
Portfolio - December 2019 - $463,297
Portfolio - January 2020 - $455,071
- Portfolio - February 2020 - $442,216

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  1. Hello,

    Can you share which is the platform that you used to buy IWDA?


    1. Hi Nightmare_Angel,

      I am using SCB online trading account.