StashAway introduced some major changes around mid-August. The changes had did not affect July's portfolio but I will briefly mention it here:
- New and more ETFs
- Re-optimisation of portfolio once changes are reviewed or automatically on 28th August
- New and more ETFs
- Re-optimisation of portfolio once changes are reviewed or automatically on 28th August
- Computation of portfolio returns (total return, time-weighted return, and money-weighted return)
- UI changes
More information can be found here - We've Added New Asset Classes and Geographies to Your Investments
We stopped contributing to CZM SRS account because she will stop working soon - "Semi-Retirement" For CZM.
Anyway, we have 3 portfolios on 2 accounts now due to our new strategy - New Strategy: StashAway + Supplementary Retirement Scheme (SRS):
KPO and CZM Cash - StashAway Risk Index 20%
1. PORTFOLIO SUMMARY (as of the last day of the month)
Based on the statement (31 Jul 2019), KPO made $1,906.91 and CZM made $79.45.
As of 06 Sep 2019, these are our portfolio performance:
KPO: $23,535.13 (+$2,535.13 - Capital: $21,000)
2. PORTFOLIO DETAILS
Note that these are reported in USD.
3. FEE CALCULATIONS
One of my referral was not captured last month, contacted their support and was given a goodwill credit of $10. The fee stated is based on the monthly-average assets and it would have been SGD $21,617.59 x 0.8% / 365 days * 31 days = $14.69.
The fee stated is based on the monthly-average assets SGD $1,322.21 x 0.8% / 365 days * 31 days = $0.90.
StocksCafe
Looking at the time-weighted return (17.39%), we can see that StashAway is outperforming the STI ETF (including fees). In addition, it has lower volatility and max drawdown.
On the other hand, StashAway is underperforming the SPY (SPDR S&P 500 ETF Trust) with lower volatility and max drawdown.
Which is the best? Only time will tell :)
This is the link to our spreadsheet - KPO & CZM StashAway Portfolio VS STI ETF which I have also added to Our Portfolio page.
StashAway Referral Link for Our Readers
Here you go: KPO and CZM Referral Link
You might be interested in previous months update too:
StashAway - January 2019 - $16,051.10
StashAway - February 2019 - $17,397.81
StashAway - March 2019 - $18,780.96
StashAway - April 2019 - $19,702.85
StashAway - May 2019 - $20,823.09
StashAway - June 2019 - $22,031.43
StashAway - July 2019 - $23,486.36
Do like any of the following for the latest update/post!
1. FB Page - KPO and CZM
2. Twitter - KPO and CZM
3. Click here to subscribe using email :)
4. Instagram - KPO_and_CZM (Did you see those delicious food photos to the right --> Unfortunately, you can't see it on mobile.)
More information can be found here - We've Added New Asset Classes and Geographies to Your Investments
We stopped contributing to CZM SRS account because she will stop working soon - "Semi-Retirement" For CZM.
Anyway, we have 3 portfolios on 2 accounts now due to our new strategy - New Strategy: StashAway + Supplementary Retirement Scheme (SRS):
KPO and CZM Cash - StashAway Risk Index 20%
KPO SRS - StashAway Risk Index 13%
CZM SRS - StashAway Risk Index 13%
1. PORTFOLIO SUMMARY (as of the last day of the month)
 |
| KPO |
 |
| CZM |
Based on the statement (31 Jul 2019), KPO made $1,906.91 and CZM made $79.45.
 |
| KPO |
 |
| CZM |
KPO: $23,535.13 (+$2,535.13 - Capital: $21,000)
CZM: $1,620.06 (+$120.06 - Capital: $1,500)
2. PORTFOLIO DETAILS
Note that these are reported in USD.
 |
| KPO and CZM Cash - StashAway Risk Index 20% |
 |
| KPO SRS - StashAway Risk Index 13% |
 |
| CZM SRS - StashAway Risk Index 13% |
3. FEE CALCULATIONS
One of my referral was not captured last month, contacted their support and was given a goodwill credit of $10. The fee stated is based on the monthly-average assets and it would have been SGD $21,617.59 x 0.8% / 365 days * 31 days = $14.69.
StocksCafe
Looking at the time-weighted return (17.39%), we can see that StashAway is outperforming the STI ETF (including fees). In addition, it has lower volatility and max drawdown.
On the other hand, StashAway is underperforming the SPY (SPDR S&P 500 ETF Trust) with lower volatility and max drawdown.
Which is the best? Only time will tell :)
This is the link to our spreadsheet - KPO & CZM StashAway Portfolio VS STI ETF which I have also added to Our Portfolio page.
StashAway Referral Link for Our Readers
Here you go: KPO and CZM Referral Link
You might be interested in previous months update too:
StashAway - January 2019 - $16,051.10
StashAway - February 2019 - $17,397.81
StashAway - March 2019 - $18,780.96
StashAway - April 2019 - $19,702.85
StashAway - May 2019 - $20,823.09
StashAway - June 2019 - $22,031.43
StashAway - July 2019 - $23,486.36
Do like any of the following for the latest update/post!
1. FB Page - KPO and CZM
2. Twitter - KPO and CZM
3. Click here to subscribe using email :)
4. Instagram - KPO_and_CZM (Did you see those delicious food photos to the right --> Unfortunately, you can't see it on mobile.)
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