I have been watching too many Netflix shows (Money Heist, Squid Game and Lucifer) this month, spending too much time on CT (Crypto Twitter) and trying to accumulate as much LUNA as possible before the Columbus 5 upgrade. As a result, I did not have much time to update the blog.
Investment for this month:
Baby Ong Cash - StashAway Risk Index 36% - $100
Baby Ong Cash - StashAway Risk Index 36% - $100
KPO SRS - StashAway Risk Index 36% - $638
Total: $738
1. PORTFOLIO SUMMARY (as of the last day of the month)
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| KPO |
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| CZM |
Based on the statement (31 August 2021), our total investment is $25,334.63! KPO lost $264.08 and CZM lost $12.57 for the month. The huge decrease in total investment is because we have closed one portfolio which I blogged about here - Bye Bye StashAway!
As of 28 September 2021, these are our portfolio performances:
As of 28 September 2021, these are our portfolio performances:
Baby Ong Cash - StashAway Risk Index 36%: $701.41 (-11.07% - Capital: $750)
KPO SRS - StashAway Risk Index 36%: $18,006.41 (38.16% - Capital: $16,254)
CZM SRS - StashAway Risk Index 22%: $6,359.10 (22.09% - Capital: $6,000)
2. PORTFOLIO DETAILS
Note that these are reported in USD.
Note that these are reported in USD.
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| Baby Ong Cash - StashAway Risk Index 36% |
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| KPO SRS - StashAway Risk Index 36% |
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| CZM SRS - StashAway Risk Index 22% |
3. FEE CALCULATIONS
The fee stated is based on the monthly-average assets SGD ($25,000.00 x 0.8% + $25,000.00 x 0.7% + $5,697.78 x 0.6%) / 365 days * 31 days = $34.02.
The fee stated is based on the monthly-average assets SGD $6,416.07 x 0.8% / 365 days * 31 days = $4.36.
StocksCafe
Evan (founder of StocksCafe) made an improvement where one can now benchmark their portfolio against multiple indexes/ETFs. Looking at the time-weighted return (-1.48%) for the year 2021, we can see that StashAway Risk Index 36% is underperforming all of the benchmarks (due to China Tech ETF - KWEB).
If we compare across the years, StashAway's portfolio is winning by a huge margin (36.96%) against STI but lost to SPY (68.22%) and IWDA (59.24%). The annualized return/XIRR of the portfolio is very impressive at 8.64% (it was impressive until I got into crypto where a savings equivalent product has a yield of 20% - DeFi - Terra (LUNA & UST) & Anchor Protocol (20% Interest)). Using the Rule of 72 means that the StashAway portfolio will double our money in 72 / 8.64 ~ 8.33 years. In comparison, if left in the bank account at a 2% interest rate, the same money will take 72 / 2 ~ 36 years to double.
Anyway, if you are interested in signing up for StashAway, do use our referral link - KPO and CZM Referral Link. You will get $10,000 free management fees for 6 months and we will get $16!
If you want to extract those transactions information from StashAway, do take a look at this article - StashAway Transactions Parser.
If you are interested in the smart portfolio tracker (StocksCafe) which I am using as shown above, sign up using my link for a longer trial period :) Refer to our Referrals page for more information.
You might be interested in previous months update too:
- StashAway - December 2020 - $56,721.26
- StashAway - January 2021 - $59,991.38
- StashAway - February 2021 - $61,608.72
- StashAway - March 2021 - $64,759.72
- StashAway - April 2021 - $67,210.58
- StashAway - May 2021 - $70,178.91
- StashAway - June 2021 - $73,133.14
- StashAway - July 2021 - $73,355.47
- StashAway - August 2021 - $25,334.63 (Closed one portfolio - Bye Bye StashAway!)
Do like any of the following for the latest update/post!
1. FB Page - KPO and CZM
2. Twitter - KPO and CZM
3. Click here to subscribe using email :)
4. Instagram - KPO_and_CZM (Did you see those delicious food photos to the right --> Unfortunately, you can't see it on mobile.)
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