I will be honest, it's much harder to find time to manage our finances/investment or as a matter of fact, do anything with a newborn nowadays. Even if there's some time when the baby is sleeping, there's simply not much energy left and we would always choose sleep over other matters. lol. That's why this month's update took so long.
Anyway, our portfolio reached a new high as 2020 comes to an end! It increased by 4.69% to $669,630 - $8,125.34 of capital injection and $21,898.20 of capital gain. This includes $56,034 of leverage/debt (gearing ~9.13%).
If you prefer to look at numbers, this is the raw data used to generate the above bar graph. These numbers are as of the last day of the month.
"Cash Flow" is the amount of money being injected/withdrawn from the portfolio (buying stocks = +ve cash flow while selling stocks and collecting dividends = -ve cash flow)
SOLD
- None
- None
BOUGHT
- CapitaLand Retail China Trust (4,000 units) @ $1.17
- CapitaLand Retail China Trust (4,000 units) @ $1.17
- Mapletree NAC Trust (335 units) @ $0.8574
We did not buy anything for a couple of reasons. The main one is we need to save up for CZM and Baby Ong hospitalization/delivery fees this month. The stocks didn't look as attractive after the market went up so much. We did not buy IWDA and iShares Hang Seng Tech ETF (3067) because it is at an all-time high. Yes, I am timing the market but I just couldn't help it. Unfortunately, they just keep going higher @_@"
We got CapitaLand Retail China Trust from its rights issue + oversubscribing and as for Mapletree NAC Trust, we took shares instead of cash for its latest dividend.
I have also decided to increase my SRS contribution to $1,480 per month with the intention of maxing it by year-end.
Our Monthly DCA for December - $4,230
$1,000 Cash - StashAway Risk Index 22%
$740 KPO's SRS - StashAway Risk Index 36%
$250 CZM's SRS - StashAway Risk Index 14%
$740 KPO's SRS - Endowus Loss Tolerance -60%$1,000 Cash - Syfe REIT+ (100% REIT)
$500 Cash - Syfe Equity100 (100% Equities)
Dividends
The total dividends collected this month is $2,103.04. The breakdown is as follows:
Company PayDate Shares Total
ESR-REIT 30-Dec-20 306.104 $2.44
DBS Group Holdings Ltd. 29-Dec-20 900 $162.00
Frasers Hospitality Trust 29-Dec-20 4,000 $42.78
Mapletree North Asia Commercial Trust 28-Dec-20 10269.686 $295.35
First Real Estate Investment Trust 23-Dec-20 11,009 $111.19
AIMS APAC REIT 18-Dec-20 1,600 $32.00
Frasers Logistics & Commercial Trust 17-Dec-20 21,610 $732.57
Ascendas Real Estate Investment Trust 11-Dec-20 218.374 $12.53
Parkway Life REIT 8-Dec-20 2021.837 $71.57
CapitaLand Retail China Trust 4-Dec-20 17102.038 $470.30
NetLink NBN Trust 4-Dec-20 6,000 $151.80
Mapletree Logistics Trust 4-Dec-20 310.534 $8.31
Frasers Centrepoint Trust 4-Dec-20 73.04 $3.28
Mapletree Industrial Trust 1-Dec-20 225.698 $6.92
Total dividends collected for 2020: $21,425.57
Average dividends per month for 2020: $1,785.46
StashAway
Average dividends per month for 2020: $1,785.46
StashAway
 |
| KPO |
 |
| CZM |
Capital: $47,150.00
Current: $56,721.66
If you are interested in StashAway, do use our referral link. You get $10,000 free management fees for 6 months and we will get $16!
If you want to extract those transactions information from StashAway, do take a look at this article - StashAway Transactions Parser.
Current: $56,721.66
If you are interested in StashAway, do use our referral link. You get $10,000 free management fees for 6 months and we will get $16!
If you want to extract those transactions information from StashAway, do take a look at this article - StashAway Transactions Parser.
Endowus
Capital: $11,150.00
Current: $12,436.98
If you are interested in Endowus, do use our referral link for our readers! You will get S$10,000 managed free for 6 months ($20 equivalent) and we will get $20 too!
Syfe
Current: $12,436.98
If you are interested in Endowus, do use our referral link for our readers! You will get S$10,000 managed free for 6 months ($20 equivalent) and we will get $20 too!
Syfe
 |
| REIT+ 100% |
 |
| Equity100 |
Capital: $11,200.00
Current: $13,141.55
Current: $13,141.55
New Syfe customers will have their first $30,000 managed free for 6 months when they use our new referral code (KPOCZM). We will be receiving a $10 cash incentive for our portfolio if you invest $500 or more.
If you want to extract those transactions information from Syfe, do take a look at this article - Syfe Transactions Parser.
You might be interested in these blog posts too:
- Portfolio Performance in 2019
- 2019 Net Worth
- Portfolio - December 2019 - $463,297
- Portfolio - January 2020 - $455,071
- Portfolio - February 2020 - $442,216
- Portfolio - March 2020 - $415,071
- Portfolio - April 2020 - $459,037
- Portfolio - May 2020 - $470,665
- Portfolio - June 2020 - $502,313
If you want to extract those transactions information from Syfe, do take a look at this article - Syfe Transactions Parser.
You might be interested in these blog posts too:
- Portfolio Performance in 2019
- 2019 Net Worth
- Portfolio - December 2019 - $463,297
- Portfolio - January 2020 - $455,071
- Portfolio - February 2020 - $442,216
- Portfolio - March 2020 - $415,071
- Portfolio - April 2020 - $459,037
- Portfolio - May 2020 - $470,665
- Portfolio - June 2020 - $502,313
- Portfolio - July 2020 - $487,135
- Portfolio - August 2020 - $525,857
- Portfolio - September 2020 - $566,705
- Portfolio - August 2020 - $525,857
- Portfolio - September 2020 - $566,705
- Portfolio - December 2020 - $669,630
Do like any of the following for the latest update/post!
1. FB Page - KPO and CZM
2. Twitter - KPO and CZM
3. Click here to subscribe using email :)
4. Instagram - KPO_and_CZM (Did you see those delicious food photos to the right --> Unfortunately, you can't see it on mobile.)
Do like any of the following for the latest update/post!
1. FB Page - KPO and CZM
2. Twitter - KPO and CZM
3. Click here to subscribe using email :)
4. Instagram - KPO_and_CZM (Did you see those delicious food photos to the right --> Unfortunately, you can't see it on mobile.)
"ncrease my SRS contribution to $1,480 per month with the intention of maxing it by year-end."
ReplyDelete1480 x 12 mth > SRS contribution limits?
Hi foolish chameleon,
DeleteHahaha. No la. I was contributing $500 for the first few months of last year and then decided to max it during mid of the year so contributed much more.
This is how it looks:
Jan $500.00
Feb $500.00
Mar $2,000.00
Apr $500.00
May $1,400.00
Jun $1,400.00
Jul $1,600.00
Aug $1,480.00
Sep $1,480.00
Oct $1,480.00
Nov $1,480.00
Dec $1,480.00
Just wondering, do you guys have separate SCB accounts? Or combined SCB (i.e. in 1 person name) to hit priority banking 200k faster together? Any issues tracking separate stuff? or just counted as a single entity? Thanks!
ReplyDeleteHi JD,
DeleteYes, we combined our investments under my name in order to hit the priority banking status faster to get lower and no min commission. We do not have any issues tracking them separately. Tracking is done using both google spreadsheet and StocksCafe.
Having said that, we view it as a single entity too as I have a will to indicate everything in SCB will go to her. I guess it is just more motivating to see her own money/portfolio grow if tracking is done separately.