Yay, caught up with the portfolio and StashAway update!
Anyway, we have 3 portfolios on 2 accounts now due to our new strategy - New Strategy: StashAway + Supplementary Retirement Scheme (SRS):
KPO and CZM Cash - StashAway Risk Index 22%
1. PORTFOLIO SUMMARY (as of the last day of the month)
Based on the statement (30 Sep 2019), KPO made $2,405.36 and CZM made $105.33. Unfortunately, it seems that StashAway has removed the effect/return of Currency Impact in the statement as well.
As of 14 Oct 2019, these are our portfolio performance (yes, they are the same as August update because I blogged/updated them on the same day):
KPO and CZM Cash - StashAway Risk Index 22%: $22,079.85 (+15.34% - Capital: $20,000)
CZM SRS - StashAway Risk Index 14%: $1,843.59 (+11.28% - Capital: $1,750)
2. PORTFOLIO DETAILS
Note that these are reported in USD.
3. FEE CALCULATIONS
One of my referrals was not captured previously, contacted their support and was given a goodwill credit of $10. The fee stated is based on the monthly-average assets and should have been SGD $23,755.34 x 0.8% / 365 days * 30 days = $15.62.
The fee stated is based on the monthly-average assets SGD $1,594.68 x 0.8% / 365 days * 30 days = $1.05.
If you look carefully, you will see some Grab promo code. You will be able to redeem up to 3 x $5 StashAway credits for just 1,200 points each. In comparison, one can redeem $5 grab credit with 2,000 points and $5 CapitaStar$ with 1,900 points so it is definitely one of the best/better value redemptions to make.
StocksCafe
Looking at the time-weighted return (15.74%), we can see that StashAway is "outperforming" the STI ETF (including fees). In addition, it has lower volatility and max drawdown.
On the other hand, StashAway is underperforming the SPY (SPDR S&P 500 ETF Trust) with lower volatility and max drawdown.
Which is the best? Only time will tell :)
This is the link to our spreadsheet - KPO & CZM StashAway Portfolio VS STI ETF which I have also added to Our Portfolio page.
StashAway Referral Link for Our Readers
Here you go: KPO and CZM Referral Link
You might be interested in previous months update too:
StashAway - January 2019 - $16,051.10
StashAway - February 2019 - $17,397.81
StashAway - March 2019 - $18,780.96
StashAway - April 2019 - $19,702.85
StashAway - May 2019 - $20,823.09
StashAway - June 2019 - $22,031.43
StashAway - July 2019 - $23,486.36
StashAway - August 2019 - $24,776.05
StashAway - September 2019 - $25,510.69
Do like any of the following for the latest update/post!
1. FB Page - KPO and CZM
2. Twitter - KPO and CZM
3. Click here to subscribe using email :)
4. Instagram - KPO_and_CZM (Did you see those delicious food photos to the right --> Unfortunately, you can't see it on mobile.)
Anyway, we have 3 portfolios on 2 accounts now due to our new strategy - New Strategy: StashAway + Supplementary Retirement Scheme (SRS):
KPO and CZM Cash - StashAway Risk Index 22%
KPO SRS - StashAway Risk Index 36%
CZM SRS - StashAway Risk Index 14%
1. PORTFOLIO SUMMARY (as of the last day of the month)
 |
| KPO |
 |
| CZM |
KPO and CZM Cash - StashAway Risk Index 22%: $22,079.85 (+15.34% - Capital: $20,000)
KPO SRS - StashAway Risk Index 36%: $2,385.40 (+12.49% - Capital: $2,250)
CZM SRS - StashAway Risk Index 14%: $1,843.59 (+11.28% - Capital: $1,750)
2. PORTFOLIO DETAILS
Note that these are reported in USD.
 |
| KPO and CZM Cash - StashAway Risk Index 20% |
 |
| KPO SRS - StashAway Risk Index 36% |
 |
| CZM SRS - StashAway Risk Index 14% |
3. FEE CALCULATIONS
If you look carefully, you will see some Grab promo code. You will be able to redeem up to 3 x $5 StashAway credits for just 1,200 points each. In comparison, one can redeem $5 grab credit with 2,000 points and $5 CapitaStar$ with 1,900 points so it is definitely one of the best/better value redemptions to make.
StocksCafe
Looking at the time-weighted return (15.74%), we can see that StashAway is "outperforming" the STI ETF (including fees). In addition, it has lower volatility and max drawdown.
On the other hand, StashAway is underperforming the SPY (SPDR S&P 500 ETF Trust) with lower volatility and max drawdown.
Which is the best? Only time will tell :)
This is the link to our spreadsheet - KPO & CZM StashAway Portfolio VS STI ETF which I have also added to Our Portfolio page.
StashAway Referral Link for Our Readers
Here you go: KPO and CZM Referral Link
You might be interested in previous months update too:
StashAway - January 2019 - $16,051.10
StashAway - February 2019 - $17,397.81
StashAway - March 2019 - $18,780.96
StashAway - April 2019 - $19,702.85
StashAway - May 2019 - $20,823.09
StashAway - June 2019 - $22,031.43
StashAway - July 2019 - $23,486.36
StashAway - August 2019 - $24,776.05
StashAway - September 2019 - $25,510.69
Do like any of the following for the latest update/post!
1. FB Page - KPO and CZM
2. Twitter - KPO and CZM
3. Click here to subscribe using email :)
4. Instagram - KPO_and_CZM (Did you see those delicious food photos to the right --> Unfortunately, you can't see it on mobile.)
No comments:
Post a Comment